September 2005

• Received regulatory approval from the FDIC and the Utah Department of Financial Institutions
• Closed $50 million private equity offering
• Opened for business in Atlanta, Raleigh and Salt Lake City

March 2006

• Established a 282x1031 bank-wide goal representing successfully funding $282 million in loans by October 31, 2006

August 2006

• Achieved monthly profitability on a GAAP basis, two months ahead of plan

September 2006

• Named ‘One of the Best Places to Work’
• Achieved 282x1031 goal – five weeks ahead of target
• Celebrated first anniversary

August 2007

• Converted Charter from a Utah Industrial Bank to a Utah Commercial Bank
• Became cumulatively profitable
• Celebrated grand opening of our Houston loan production office

September 2007

• Named ‘One of the Best Places to Work’ for the second consecutive year
• Celebrated second anniversary